The ATO’s Super Clearing House Is Closing
If you pay your staff’s super through the ATO’s Small Business Super Clearing House, mark this date. The service shuts down for good on 1 July 2026.
After that, no logins. No payments. No records. If you haven’t moved to a new system by then, your super payments simply won’t go through.
What’s Actually Closing
The Small Business Super Clearing House, or SBSCH, is the ATO’s free tool for paying staff super. Over 200,000 small businesses use it.
New registrations already stopped on 1 October 2025. Existing users can keep using it until 30 June 2026. After 11:59pm AEST that night, the system switches off completely.
Any payment attempted after that point will not be processed. There is no grace period and no fallback option built in.
Why the ATO Is Closing It
This isn’t a budget cut. It’s tied directly to Payday Super, the new rule starting 1 July 2026 that requires super to be paid on the same day as wages.
The SBSCH was built for quarterly payments. It simply can’t handle a system where super gets paid every single payday instead of four times a year.
So the ATO is retiring it, rather than rebuilding it.
What This Means for Your Cash Flow
This is the part most business owners miss. Once Payday Super starts, you’re not just changing systems. You’re changing how often money leaves your account.
Fortnightly payroll means paying super 26 times a year, not four. Weekly payroll means 52 times. A business that used to pay one large super bill each quarter will instead pay smaller amounts constantly.
That’s a real cash flow shift, not just an admin change. It’s worth modelling before 1 July, not after.
What to Do Before 1 July 2026
Download your SBSCH records now. Once the system closes, your payment history and fund details go with it. Get a copy while you still can.
Check if your payroll software already includes a clearing house. Xero, MYOB, and most major platforms now build super payment functionality directly into payroll. Check what’s included in your current plan before paying for a separate service.
Confirm every employee’s super fund details are current. Member numbers, USIs, and fund ABNs all need to be accurate before you switch. Errors that were manageable under quarterly payments become urgent under a 7-day payment window.
Test the new system before you rely on it. Run at least one trial payment through your new provider before the SBSCH closes. The worst time to discover a problem is your first real pay run with no fallback.
Set a reminder well before 30 June. Don’t leave this for the last week of the financial year, when everyone else is scrambling for the same reason.
Frequently Asked Questions
Do I have to move before 1 July 2026? Yes. After that date, the SBSCH stops processing payments entirely. There’s no extension and no backup option.
What happens if I miss the deadline? Your super payments won’t go through. That puts you at risk of the Superannuation Guarantee Charge, which falls on the business and the responsible individuals personally.
Is the replacement free? Some payroll software includes clearing house functionality at no extra cost. Others charge separately. Check your current plan before assuming either way.
Can I keep using the SBSCH a little longer if I’m not ready? No. The closure date is fixed by the ATO and applies to every existing user, regardless of readiness.
Get Ahead of It Talk to Edulink
Switching super systems while staying compliant with Payday Super is exactly the kind of transition we manage every day.
Edulink Payroll Services charges $750 per employee, per year, covering payroll, super, compliance, and reporting, for small and medium businesses across greater Sydney and Campbelltown.
Have more employees? Call us for a discounted rate.
📞 Call us today: 04 044 71 816
Edulink Payroll Services | Campbelltown & Greater Sydney | Call 04 044 71 816
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